Insure.com, a resource of consumer insurance information and data, has analyzed insurance rates for Personal Injury Protection (PIP) and Medical Payments (MedPay) for more than 750 vehicles in the 2013 model year. PIP and MedPay cover injuries to passengers in the driver’s car. Looking at highest and lowest costs provides a way to evaluate which vehicles will rack up high passenger-injury claims, Insure.com said.
The dataset is part of Insure.com’s recent annual car insurance comparison study, which ranks the most and least expensive vehicles to insure. The findings are no big surprise – large, heavy vehicles have less insurance cost than small, tiny cars. “Insurance rates reflect real-world claims for crashes and injuries,” said Amy Danise, editorial director of Insure.com. “When we look at costs for coverage for passenger injuries, the numbers tell us to buy large, heavy vehicles if safety is important.”
Here’s the top ratings in the best and worst classes analyzed by Insure.com…