Many older Hyundai and Kia vehicles lack a critical anti-theft device known as an engine immobilizer, and thieves know they can break rear windows without triggering an alarm system.
Thefts have become so commonplace that there are reports some major insurance providers are refusing to open new policies on affected Kias and Hyundais, while some drivers with existing coverage are paying higher and higher premiums.
Denying coverage or upping the price is becoming the common solution for many insurance agencies. Progressive generates an automatic denial message when Hyundai and Kia owners apply for an online quote in St. Louis and other disproportionately affected areas.
