Getting a speeding ticket can cost much more in insurance penalties, or surcharges in insurance lingo, for three years after the violation.
The average surcharge for using a cellphone or texting while driving has been rising and is now nearly $300.
The insurance industry attributes the rising costs to multiple factors, including more accidents from distracted drivers who are talking or texting on mobile phones. Nine percent of fatal crashes in 2017 were “distraction-affected” crashes, according tothe National Highway Traffic Safety Administration.
Read the article at The New York Times.