Engineers can more easily achieve high horsepower and torque numbers with EV designs than with gas-powered cars. To add power to gasoline cars, engineers must give them powerful engines, turbochargers or superchargers, and more robust driveline components to handle the power. But they can add power to many electric cars with a few lines of code.
But putting all that power in more driveways may also lead to more accidents. LexisNexis data shows that EVs have 17% more claims than gas-powered cars, and 34% higher claim severity. Insurers are starting to treat higher-powered trim levels of some EVs as riskier.
