Compare loss information for hundreds of vehicles under six types of coverage for damage, injuries and theft. The study provides tables containing results for passenger vehicles grouped by class and size under six insurance coverages: collision, property damage liability, comprehensive, personal injury protection, medical payment and bodily injury.
The percentage and color coding help consumers see which models have insurance losses that are better or worse than average. Since they are displayed by size and class, they also show how individual vehicles compare with similar models.
Results are adjusted to reduce possible distortions from other nonvehicle factors — operator age, calendar year, density, gender, marital status, model year, risk (standard or nonstandard) and state. Collision and comprehensive also are adjusted for deductible amount. These insurance loss results generally are good predictors of the experience of current versions of the same vehicle models.
Read the article at IIHS.