By Randy Shadley, CAFM, ProFleet Solutions, LLC
Question: What do Yogurt, Yoga, and Your liability have in common?
Answer: They are all related to a California Court of Appeal ruling (Moradi v Marsh USA), where the insurance company, Marsh USA, Inc., was found to be liable for damages when one of its employees — who regularly used her personal vehicle for company business — was involved in a crash after work on personal time, while headed for frozen yogurt on the way to a yoga class in her personal car.
You read that right: personal car, personal time, personal errands after work, employer responsible for damages. Not for damages to the employee’s car, mind you, but damages to the third party.
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